Health and beauty resources online.
livejournal

RHEUMATOID ARTHRITIS (RA) AND DISABILITY: SOCIAL SECURITY DISABILITY INSURANCE BENEFITS AND MORE

Social Security disability insurance benefits. DIB are funded through FICA taxes paid by both employees and employers. You may be eligible if you meet the disability standards. You and certain members of your family may qualify for DIB if:
• you have sufficient work credits (determined by your length of employment, how recently you have worked, and the age at which you became disabled) or
• you are not engaged in substantial gainful activity.
Benefits usually begin after six full months of disability. The amount of your monthly disability benefits is based upon your lifetime average earnings covered by Social Security. Payments are larger for people with dependents. Benefits may be adjusted if you are eligible for other federal disability benefits or for state, civil service, or military disability benefits. After twenty-four months of receiving DIB, an individual qualifies for Medicare insurance.
Social Security income. SSI is funded through general tax funds. Again, to receive SSI benefits, you must be qualified as disabled according to the Social Security standards. Unlike for DIB, to be eligible for SSI you do not have to have a work history; instead, you must prove financial need in the form of limited income and resources.
In determining financial need, the Social Security office will take into consideration the income and assets of your spouse, if you are married. Not all income and resources are included in determining eligibility, however; the first sixty-five dollars of your monthly income, the value of food stamps, and most home energy assistance funds are not counted as income. Your personal home as well as burial plots (and money saved for burial costs) do not count as resources. Automobiles and life insurance policies are generally not counted unless their value exceeds the limits set forth by SSI regulations.
Benefits will begin immediately after your application has been approved. The length of time required to qualify varies considerably, depending on the nature of your disability, your needs, and the accessibility and complexity of your medical and financial information. The benefit amount varies from state to state. Medicaid benefits may or may not begin immediately upon SSI approval. Medicaid eligibility varies from state to state (your local Social Security office will be able to provide you with information about benefits in your state).
Vocational Rehabilitation Benefits
Vocational Rehabilitation (VR) is a program jointly funded by the federal and state governments which helps disabled individuals become employable. To be eligible for VR, your disability must directly interfere with your ability to work. Therefore, you must currently be unemployed to qualify. VR services include counseling, medical help, job training, educational opportunities, financial assistance, job placement, and on-the-job assistance.
If you are receiving Social Security benefits as a result of your disability, you may be automatically referred to VR. If you are not receiving DIB or SSI, you may still qualify for VR in some states in which VR finances are available. The resources of each state differ markedly in that the funds available reflect contributions allocated to the program.
*118/209/5*

RHEUMATOID ARTHRITIS (RA) AND DISABILITY: SOCIAL SECURITY DISABILITY INSURANCE BENEFITS AND MORE Social Security disability insurance benefits. DIB are funded through FICA taxes paid by both employees and employers. You may be eligible if you meet the disability standards. You and certain members of your family may qualify for DIB if:• you have sufficient work credits (determined by your length of employment, how recently you have worked, and the age at which you became disabled) or• you are not engaged in substantial gainful activity.Benefits usually begin after six full months of disability. The amount of your monthly disability benefits is based upon your lifetime average earnings covered by Social Security. Payments are larger for people with dependents. Benefits may be adjusted if you are eligible for other federal disability benefits or for state, civil service, or military disability benefits. After twenty-four months of receiving DIB, an individual qualifies for Medicare insurance.Social Security income. SSI is funded through general tax funds. Again, to receive SSI benefits, you must be qualified as disabled according to the Social Security standards. Unlike for DIB, to be eligible for SSI you do not have to have a work history; instead, you must prove financial need in the form of limited income and resources.In determining financial need, the Social Security office will take into consideration the income and assets of your spouse, if you are married. Not all income and resources are included in determining eligibility, however; the first sixty-five dollars of your monthly income, the value of food stamps, and most home energy assistance funds are not counted as income. Your personal home as well as burial plots (and money saved for burial costs) do not count as resources. Automobiles and life insurance policies are generally not counted unless their value exceeds the limits set forth by SSI regulations.Benefits will begin immediately after your application has been approved. The length of time required to qualify varies considerably, depending on the nature of your disability, your needs, and the accessibility and complexity of your medical and financial information. The benefit amount varies from state to state. Medicaid benefits may or may not begin immediately upon SSI approval. Medicaid eligibility varies from state to state (your local Social Security office will be able to provide you with information about benefits in your state).Vocational Rehabilitation BenefitsVocational Rehabilitation (VR) is a program jointly funded by the federal and state governments which helps disabled individuals become employable. To be eligible for VR, your disability must directly interfere with your ability to work. Therefore, you must currently be unemployed to qualify. VR services include counseling, medical help, job training, educational opportunities, financial assistance, job placement, and on-the-job assistance.If you are receiving Social Security benefits as a result of your disability, you may be automatically referred to VR. If you are not receiving DIB or SSI, you may still qualify for VR in some states in which VR finances are available. The resources of each state differ markedly in that the funds available reflect contributions allocated to the program.*118/209/5*

Share and Enjoy:
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • LinkedIn
  • Reddit
  • StumbleUpon
  • Twitter
  • Yahoo! Bookmarks

Random Posts

Comments are closed.